Future Millionaire: A Young Person’s Step-by-Step Guide to Making WEALTH Inevitable

Gr 9 Up–This well-organized, inspirational book delivers an engaging and highly accessible road map to financial success for young people. Writing in a conversational tone, Rodgers speaks directly to marginalized groups, including women, people of color, the LGBTQIA+ community, and disabled individuals, encouraging them to take control of their financial futures. The book is divided into two sections. The first part focuses on the mindset shift necessary to become a millionaire, emphasizing decision-making, setting boundaries, and surrounding yourself with supportive people. The second half provides a step-by-step approach to making and managing money, offering guidance on entering the workforce, side hustles, investing, and eliminating debt. Throughout, the author shares her own struggles, making her advice relatable. Interactive features like “Try It” activities, charts, lists, and linked worksheets keep readers engaged, while examples of successful female entrepreneurs serve as insight and inspiration. The book also challenges self-sabotaging thoughts and reframes negative beliefs about money, reinforcing the importance of self-care and long-term planning. However, the book’s heavy reliance on contemporary trends means that some parts already feel outdated, especially with references to TikTok, specific banking services, investment strategies, and DEI initiatives in the workplace. Despite this, Rodgers’s overall message of investing in yourself, building wealth, and using money to make a difference is informative and motivating.